Fit an approved alarm and immobiliser, such as a Thatcham 1 or Thatcham 2. All improvements to security should help to lower your car insurance costs. Some insurers could even insist on sophisticated tracking devices before they will insure expensive cars.
Change your excess
Change the excess you are prepared to pay on any claim to reduce the premium. With voluntary excess the more you are willing to cover yourself in the event of an accident the lower your premium.
Check your mileage
Check your mileage to make sure you are not paying extra for miles you are not covering in your car. If, for example, you change jobs and have a shorter commute to work you could be saving money. Try and work out how many miles you will genuinely cover - but don't get it wrong as inaccuracy could jeopardise your claim.
Get a new car insurance quote now
Minimise your optional extras
Only select to have a courtesy car or legal expenses if you really need them, as they may increase your premium. The less your motor insurance company has to provide in the event of an accident, the lower your costs.
Be careful where you park
Keep your car parked in a locked garage overnight if you can - this can help reduce the premium. More than 50% of vehicle thefts occur during the night so if your car is safely locked away it makes sense that your insurance costs will be reduced as a consequence. If you don't have access to a garage, then parking on a driveway is generally considered a lower risk than parking on the road. It's less likely that vandalism, theft or accidental damage will occur when you're off the highway.
Pass Plus
If you're a new driver looking to get your first car and car insurance we'd highly recommend that you take your Pass Plus in order to reduce your premiums. The Pass Plus certificate can only be obtained within the first year of passing your practical driving test.
You'll be taking 6 lessons where you'll become competent in the following areas:
* Driving in town
* Driving out of town
* Driving in all Weathers
* Driving at night
* Driving on a dual carriageway
* Driving on a motorway
There is no test to take at the end of the course. When your instructor is satisfied with your performance you will receive a certificate from the Driving Standards Agency (DSA).
This certificate you will earn you large discounts with a whole host of insurance companies participating in the Pass Plus scheme.
Rabu, 14 April 2010
Minggu, 11 April 2010
How To Get Cheap Quotes for Auto Glass Replacement
When buying your automobile, there are different warranties that come with your purchase. Even after reading the fine print in your warranties, however, there may still be some parts of the insurance or repair documents that will not cover your needs. One of the parts that may not be covered in your warranty is the accidental damage of auto glass. Whatever reason you may have for getting your windshield glass or door window replaced, it is a rule of thumb to be practical. Here are some things you have to keep in mind in order to get those cheap quotes for your professional auto glass replacement.
1. Ask for the deductibles. For whatever reason you need your quote for, always make it a point to check on the deductibles. Deductibles are the amount that you must personally pay in case you get into an accident or find yourself needing to replace your auto windshield. Depending on the state in which you live, deductibles are usually in costs of $100, $250, $500 and $1,000. Be sure to look into the fine print and the coverage if it coincides with your needs. It is best to get insurance plans whose deductibles are easy on your budget. Otherwise it will become a financial problem instead of helping you get your car glass replaced.
2. Searching for online quotes. There are several sites that can help you estimate the cost for automotive glass replacement. They have search engines that you can use to estimate the cost, depending on the area where you drive your car, the year, model, and how much you drive your car. Make sure that the company’s quote description fits in with the services you need for your repair or replacement. If you do not want to use the internet to acquire your quotes, you can simply use these as reference when you ask around your neighbourhood. Some suggested sites are:
* autoglassguru.com
* 89glass.com
* glass.net
* carinsurance.com
3. Asking local repair centers. After having compared some quotes online, you can then proceed to ask your local glass repair centers for quotes on the type of car and the type of damage involved. Remember to ask for the type of service they will be able to perform and how fast they will be able to fix your car. They may fit perfectly for your budget, but keep in mind that the crew’s credentials are also important in ensuring that you get quality service.
4. Background knowledge. It will help if you can browse through some important concepts on car repair, including basic information on where to get car glass adhesive and the type of glass your car should have. Autoglass Guru is an online site that has a list of facts you need to know so that you can see if your cheap quote can give you excellent service as well. Laminated glass and tempered glass should be in the list of these companies. If they replace it with another type of glass not secured for car, you might find yourself facing another accident.
Getting cheap quotes is a mix of finding the right company and being practical. You must first understand the different policies that are usually involved in car insurances before you can identify what you really need, what you should be insured for how, and how often you need to update your insurance. Glass insurances are usually included in the fine print of car insurances, so make sure to read your insurance papers from your car manufacturer or dealer before getting your automotive glass insurance quote.
1. Ask for the deductibles. For whatever reason you need your quote for, always make it a point to check on the deductibles. Deductibles are the amount that you must personally pay in case you get into an accident or find yourself needing to replace your auto windshield. Depending on the state in which you live, deductibles are usually in costs of $100, $250, $500 and $1,000. Be sure to look into the fine print and the coverage if it coincides with your needs. It is best to get insurance plans whose deductibles are easy on your budget. Otherwise it will become a financial problem instead of helping you get your car glass replaced.
2. Searching for online quotes. There are several sites that can help you estimate the cost for automotive glass replacement. They have search engines that you can use to estimate the cost, depending on the area where you drive your car, the year, model, and how much you drive your car. Make sure that the company’s quote description fits in with the services you need for your repair or replacement. If you do not want to use the internet to acquire your quotes, you can simply use these as reference when you ask around your neighbourhood. Some suggested sites are:
* autoglassguru.com
* 89glass.com
* glass.net
* carinsurance.com
3. Asking local repair centers. After having compared some quotes online, you can then proceed to ask your local glass repair centers for quotes on the type of car and the type of damage involved. Remember to ask for the type of service they will be able to perform and how fast they will be able to fix your car. They may fit perfectly for your budget, but keep in mind that the crew’s credentials are also important in ensuring that you get quality service.
4. Background knowledge. It will help if you can browse through some important concepts on car repair, including basic information on where to get car glass adhesive and the type of glass your car should have. Autoglass Guru is an online site that has a list of facts you need to know so that you can see if your cheap quote can give you excellent service as well. Laminated glass and tempered glass should be in the list of these companies. If they replace it with another type of glass not secured for car, you might find yourself facing another accident.
Getting cheap quotes is a mix of finding the right company and being practical. You must first understand the different policies that are usually involved in car insurances before you can identify what you really need, what you should be insured for how, and how often you need to update your insurance. Glass insurances are usually included in the fine print of car insurances, so make sure to read your insurance papers from your car manufacturer or dealer before getting your automotive glass insurance quote.
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